We turn opaque carrier loss formulas into clear, transparent estimates across all 50 states. No phone numbers, no emails, no spam calls — just real 2026 actuarial calculations.
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| State & Jurisdiction | Monthly Average | Annual Benchmark | US Variance | Details |
|---|---|---|---|---|
| AL Alabama | $128/mo | $1,540/yr | +10% | |
| AK Alaska | $146/mo | $1,750/yr | +25% | |
| AZ Arizona | $122/mo | $1,470/yr | +5% | |
| AR Arkansas | $140/mo | $1,680/yr | +20% | |
| CA California | $152/mo | $1,820/yr | +30% | |
| CO Colorado | $134/mo | $1,610/yr | +15% | |
| CT Connecticut | $140/mo | $1,680/yr | +20% | |
| DE Delaware | $117/mo | $1,400/yr | BASE | |
| DC District of Columbia | $163/mo | $1,960/yr | +40% | |
| FL Florida | $175/mo | $2,100/yr | +50% | |
| GA Georgia | $146/mo | $1,750/yr | +25% | |
| HI Hawaii | $82/mo | $980/yr | -30% | |
| ID Idaho | $88/mo | $1,050/yr | -25% | |
| IL Illinois | $128/mo | $1,540/yr | +10% | |
| IN Indiana | $105/mo | $1,260/yr | -10% | |
| IA Iowa | $93/mo | $1,120/yr | -20% | |
| KS Kansas | $111/mo | $1,330/yr | -5% | |
| KY Kentucky | $140/mo | $1,680/yr | +20% | |
| LA Louisiana | $187/mo | $2,240/yr | +60% | |
| ME Maine | $88/mo | $1,050/yr | -25% | |
| MD Maryland | $128/mo | $1,540/yr | +10% | |
| MA Massachusetts | $122/mo | $1,470/yr | +5% | |
| MI Michigan | $198/mo | $2,380/yr | +70% | |
| MN Minnesota | $105/mo | $1,260/yr | -10% | |
| MS Mississippi | $152/mo | $1,820/yr | +30% | |
| MO Missouri | $128/mo | $1,540/yr | +10% | |
| MT Montana | $105/mo | $1,260/yr | -10% | |
| NE Nebraska | $105/mo | $1,260/yr | -10% | |
| NV Nevada | $128/mo | $1,540/yr | +10% | |
| NH New Hampshire | $99/mo | $1,190/yr | -15% | |
| NJ New Jersey | $140/mo | $1,680/yr | +20% | |
| NM New Mexico | $134/mo | $1,610/yr | +15% | |
| NY New York | $158/mo | $1,890/yr | +35% | |
| NC North Carolina | $99/mo | $1,190/yr | -15% | |
| ND North Dakota | $93/mo | $1,120/yr | -20% | |
| OH Ohio | $93/mo | $1,120/yr | -20% | |
| OK Oklahoma | $140/mo | $1,680/yr | +20% | |
| OR Oregon | $105/mo | $1,260/yr | -10% | |
| PA Pennsylvania | $134/mo | $1,610/yr | +15% | |
| RI Rhode Island | $117/mo | $1,400/yr | BASE | |
| SC South Carolina | $117/mo | $1,400/yr | BASE | |
| SD South Dakota | $99/mo | $1,190/yr | -15% | |
| TN Tennessee | $122/mo | $1,470/yr | +5% | |
| TX Texas | $128/mo | $1,540/yr | +10% | |
| UT Utah | $99/mo | $1,190/yr | -15% | |
| VT Vermont | $88/mo | $1,050/yr | -25% | |
| VA Virginia | $105/mo | $1,260/yr | -10% | |
| WA Washington | $111/mo | $1,330/yr | -5% | |
| WV West Virginia | $128/mo | $1,540/yr | +10% | |
| WI Wisconsin | $99/mo | $1,190/yr | -15% | |
| WY Wyoming | $105/mo | $1,260/yr | -10% |
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